Profile: Underwriting Consultant
Pan India: Work from home job
About Us
HDFC Life offers the best life insurance plans and policies covering a range of life insurance products like term insurance, savings, ULIP, investment and pension policies
HDFC Life Insurance Company Limited (Formerly HDFC Standard Life Insurance Company Limited) (‘HDFC Life’ / ‘Company’) is a joint venture between HDFC Ltd., one of India’s leading housing finance institution and Standard Life Aberdeen, a global investment company. Established in 2000, HDFC Life is a leading long-term life insurance solutions provider in India, offering a range of individual and group insurance solutions that meet various customer needs such as Protection, Pension, Savings, Investment and Health. As on March 31, 2019 the Company had 38 individual and 11 group products in its portfolio, along with 8 optional rider benefits, catering to a diverse range of customer needs. HDFC Life continues to benefit from its presence across the country with 412 branches and additional distribution touchpoints through several partnerships. The partnerships comprise 265 bancassurance partners including NBFCs (Non-Banking Financial Companies), MFIs (Micro Finance Institutions), SFBs (Small Finance Banks), etc. and 39 partnerships within non-traditional ecosystems. The Company is also strengthened by a strong base of financial consultants. In Fiscal 2012, The Company established a wholly-owned subsidiary, HDFC Pension Management Company Ltd., to operate its pension fund business under the National Pension Scheme (NPS). And in Fiscal 2016, the Company established its first international wholly-owned subsidiary in the UAE, HDFC International Life and Re Company Ltd., to operate its reinsurance business
Vision: One of the most successful and admired life insurance company, which means that we are the one of the most trusted company, the easiest to deal with, offer the best value for money and set the standards in the industry.
Job description
A medical underwriter typically has a wide range of responsibilities, which can include:
- Ensuring that applicants do not have any pre-existing conditions that would make them uninsurable
- Reviewing applications for coverage to ensure they meet all underwriting requirements
- Calculating rates based on the applicants age, occupation, and place of residence
- Contacting medical providers to obtain medical histories and other data
- Evaluating risk based on the applicant’s medical history, current health status, claims history, and other factors
- Providing advice about coverage options based on the results of the application analysis
- Maintaining customer relationships with carriers, brokers, agents, and other stakeholders
- Reviewing applications for coverage to ensure they meet all underwriting requirements
- Participating in medical examinations of applicants if requested by the insurance company
Life insurance Knowledge on Medical Underwriting is mandatory
Candidate must be a graduate and must have experience in Underwriting
Job location – Remote, WFH
Salary Negotiable, hike would be given on last Drawn.
Interested candidates can share CV at – rickr@hdfclife.com
